Mortgage Rates 1992 – 2024

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Year1st Quarter2nd Quarter3rd Quarter4th Quarter
2024 6.52 6.49 6.40 6.04
2023 5.96 6.13 6.42 6.80
2022 3.34 4.29 5.14 5.75
2021 2.78 3.00 2.95 2.97
2020 3.64 3.20 2.96 2.85
2019 4.62 4.21 3.78 3.74
2018 4.28 4.48 4.53 4.69
2017 4.07 4.08 3.98 3.91
2016 3.93 3.70 3.55 3.61
2015 3.77 3.78 3.97 3.96
2014 4.35 4.27 4.12 4.01
2013 3.43 3.53 4.13 4.31
2012 3.90 3.81 3.55 3.42
2011 4.69 4.75 4.38 4.04
2010 4.92 4.88 4.54 4.32
2009 4.90 4.86 5.19 5.01
2008 5.81 5.89 6.17 5.82
2007 6.21 6.26 6.45 6.23
2006 6.13 6.57 6.67 6.40
2005 5.69 5.83 5.81 6.22
2004 5.54 5.77 5.91 5.71
2003 5.70 5.33 5.48 5.78
2002 6.58 6.70 6.39 5.91
2001 6.64 6.72 6.79 6.69
2000 7.32 7.55 7.38 7.09
1999 6.62 6.74 7.21 7.18
1998 6.96 6.91 6.82 6.57
1997 7.65 7.91 7.52 7.23
1996 7.38 7.99 8.26 7.73
1995 8.03 7.46 7.67 7.62
1994 7.37 8.11 8.38 8.62
1993 7.76 7.51 7.23 7.16
1992 8.62 8.57 7.96 7.94